Take out a loan on your transaction account through a quick and simple procedure! Secure extra funds when unexpected expenses arise.
Allowed current account overdraft (debit cards) | |
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Disbursement method | to the client’s account |
Loan amount | up to €10.000 |
Term | up to 24 months |
Repayment method | lump sum at maturity |
Nominal interest rate | 2,00% monthly |
Loan approval fee | 0,00% |
Default interest rate on outstanding receivables | 2,00% monthly |
Currency | EUR |
Decision on administrative prohibition of the client (co-debtor or guarantor);
At minimum, one blank promissory note signed by the client with promissory authorization.
An example of the loan
Current account limit (debit cards) | |
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Amount | 480,00€ |
Term (in months) | 6 |
Interest rate (annual) | 14,5% |
* Please note that there is no annuity for this type of loan, thus after the expiration of 6 (six) months the client can extend the same or repay it in its entirety.