A transaction account for national payments enables the use of numerous banking products and services!
All clients, residents and non-residents, who have regular or periodic income, can open a transaction account for national payments in our Bank.
The account opening can be done at all counters of our Bank, with an identification document - ID card or passport.

Advantages

  • When opening a current account a Client may apply for a debit Mastercard and/or VISA Electron;
  • Clients have the right to apply for overdraft on the current account;
  • Possibility of paying via standing order;
  • Possibility of getting information on the balance via SMS notification;
  • Use of funds via e-banking and/or m-banking services;
  • Large network of branch offices on the territory of Montenegro.

Choose a current account according to your needs! We have two packages in our offer:

BASIC PRODUCT PACKAGE

  • Maintenance of the account
  • Debit Mastercard® card or Visa Electron card
  • SMS info
  • Standing order
  • Accidental death insurance
  • Mastercard Installment® kartica
  •  

2,49 € per month

STANDARD PRODUCT PACKAGE

  • Maintenance of a transaction account for national payment transactions
  • Debit Mastercard® card or Visa Electron card
  • Online payments
  • SMS notifications about incoming and outgoing transactions
  • Standing order
  • Accident death insurance
  • Mastercard® Installment card or credit Charge/Revolving payment card Mastercard® Standard or credit Charge/Revolving payment card Visa Classic
  • Mobile payments

4,49 € per month

Opening of an account for national payments for residents free of charge
Opening of an account for national payments for non-residents 10,00€ 
Opening of each subsequent transaction account of the same natural person who is a non-resident 5,00€
Opening a payment account with basic services for a resident* free of charge
Opening a payment account with basic services for a non-resident individual* 75,00€
Opening a payment account for a vulnerable group of consumers** free of charge
Managing of an account for national payments for residents (accounts with turnover higher than 10,00€) 0,99€ monthly
Managing of an account for national payments for non-residents (accounts with turnover higher than 10,00€) 1,99€ monthly

Maintaining a payment account with basic services for a resident*

 1,49€ monthly
Maintaining a payment account with basic services for a non-resident individual* 2,99€ monthly
Maintaining a payment account for a vulnerable group of consumers** free of charge

Closing an account at the client's request if the account has been open for more than six months

 free of charge

Closing an account at the client's request if the client has used the account for no more than six months.

 10,00€ monthly
Closing a payment account with basic services (for resident and non-resident individuals)* free of charge
Closing a payment account for a vulnerable group of consumers* free of charge
Drafting a Power of Attorney per account of citizens free of charge
Regular monthly statement from an account (at a Bank teller window unit) free of charge
Costs for pressing charge for the collection of late receivables actual costs
Closing of an account at the request of a Client free of charge
*Opening a payment account with basic services is carried out in accordance with the Law on the Comparability of Fees Related to Consumers’ Payment Accounts, Switching of Consumers’ Payment Accounts and Payment Accounts with Basic Services.  
**Opening a payment account with basic services for a vulnerable group of consumers is carried out in accordance with the Law on the Comparability of Fees Related to Consumers’ Payment Accounts, Switching of Consumers’ Payment Accounts and Payment Accounts with Basic Services. All services specified in this Fee Policy that are applicable to a transaction account are provided to this group of consumers free of charge.  
Standard – product package 2,99€ monthly
Basic – product package 1,99€ monthly
ePackage 1,60€ monthly
Premium package 3,49€ monthly

> Overview of fees for services provided to individuals and legal entities
> Payment Transaction Execution Schedule
> Fee Information Document – Transaction Account for Domestic Payment Transactions
> Fee Information Document – Transaction Account for International Payment Transactions
> Fee Information Document – Basic Package
> Fee Information Document – Standard Package
> Fee Information Document – Premium Package
> Fee Information Document – VIP Package
> Fee Information Document – E Package
> Glossary of Payment Services Related to a Consumer Payment Account
> Information for Consumers on the Payment Account Switching Service
> Central Bank of Montenegro (CBCG) – Fees for Services Related to Consumer Payment Accounts (Comparative Data)
> Depositor Information Sheet

> Fee Information Document – Transaction Account for Domestic Payment Transactions for Vulnerable Customer Groups

> Fee Information Document – Payment Account with Basic Features

Current account overdraft

Foreign currency accounts

E-banking