Sometimes we miss a little bit to make plans, to please? ourselves or loved ones. Using the allowed overdraft on your current account and credit card, at any time you have additional cash at your disposal to help you make your wishes come true.

Advantages:

  • The same fixed fee every month,
  • No interest on borrowed funds,
  • No insurance policy premium,
  • You choose the amount you want to repay monthly - 5%, 10% or 20% of the amount of overrun.

If you want to successfully apply for a permitted overdraft / credit card, you must:

  • Receive a pension through Prva banka Crne Gore,
  • At the time of submitting the application not be older than 76. (The permitted overdraft and limit on the card depend on the amount of your pension.)

AMOUNT OF ALLOWED OVERDRAFT / CREDIT CARDS AND MONTHLY FEES:


AMOUNT OF PENSION ALLOWED OVERDRAFT AMOUNT OF FEES
100 to 200€ 300€ 3€
201 to 300€ 500€ 5€
301 to 400€ 700€ 7€
over 400€ 1000€ 10€


  • The fee for this service is paid once a month and allows you to use at any time you need to use the funds.
  • If you do not use the allowed overdraft or credit card, the fee will not be charged for that month.
  • The deadline for refunding the amount of the allowed overdraft is up to 36 months.
  • After the expiration of the allowed overdraft / credit card, the borrowed funds are repaid in entirety.